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2026 Lexus GX monthly payment by trim

Monthly payment, 2026 Lexus GX

$1,270a month

  • 550 Premium AWD, 60 months, 10% down.
  • Needs about $152,300 a year.

Pick another car

10% down. 7.0% APR. 60 months. 6% tax.

550 Premium AWD$1,270550 Overtrail AWD$1,415550 Luxury AWD$1,506
3 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2026 Lexus GX monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
550 Premium AWD$66,785 MSRP only$4,007$64,114$1,270$1,093$968$12,058
550 Overtrail AWD$74,430 MSRP only$4,466$71,453$1,415$1,218$1,078$13,438
550 Luxury AWD$79,250 MSRP only$4,755$76,080$1,506$1,297$1,148$14,309

Salary needed

Salary needed for the 550 Premium AWD
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$1,270$152,300
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,375$165,000

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked