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2021 Volvo XC90 plug-in hybrid vs gas: is the plug-in worth it?

Recharge T8 eAWD PHEV Inscription Expression 7P vs T5 Momentum FWD

No. Does not pay back in 6 years.

71.3years to pay back

Pick another car

$0$5,000$10,000$15,00012345678910Your 6 yearsPrice gap $14,450
Bars: total energy saving after each year. Dashed line: the $14,450 price gap.

Every plug-in pair

2021 Volvo XC90 plug-in hybrid vs gas: every pair
PairMSRPRatingEnergy a yearPrice gapSaves a yearPaybackAhead after 6 years
Recharge T8 eAWD PHEV Inscription Expression 7P
T5 Momentum FWD
$63,450
$49,000
27 mpg, 61 kWh/100 mi
25 mpg
$1,333
$1,536
$14,450$20371.3 yearsGas, $13,234
T8 Inscription Expression Recharge Plug-In Hybrid AWD
T5 AWD Momentum 7P
$63,450
$51,500
27 mpg, 61 kWh/100 mi
23 mpg
$1,333
$1,670
$11,950$33635.5 yearsGas, $9,933
Recharge T8 eAWD PHEV Inscription Expression 6P
T5 Momentum FWD
$63,950
$49,000
27 mpg, 61 kWh/100 mi
25 mpg
$1,333
$1,536
$14,950$20373.8 yearsGas, $13,734
Recharge T8 eAWD PHEV R-Design 7P
T5 Momentum FWD
$69,150
$49,000
27 mpg, 61 kWh/100 mi
25 mpg
$1,333
$1,536
$20,150$20399.4 yearsGas, $18,934
T8 R-Design Recharge Plug-In Hybrid AWD
T5 AWD Momentum 7P
$69,150
$51,500
27 mpg, 61 kWh/100 mi
23 mpg
$1,333
$1,670
$17,650$33652.5 yearsGas, $15,633
Recharge T8 eAWD PHEV Inscription 7P
T5 Momentum FWD
$69,750
$49,000
27 mpg, 61 kWh/100 mi
25 mpg
$1,333
$1,536
$20,750$203102.4 yearsGas, $19,534
T8 Inscription Recharge Plug-In Hybrid AWD
T5 AWD Momentum 7P
$69,750
$51,500
27 mpg, 61 kWh/100 mi
23 mpg
$1,333
$1,670
$18,250$33654.3 yearsGas, $16,233
Recharge T8 eAWD PHEV Inscription 6P
T5 Momentum FWD
$70,250
$49,000
27 mpg, 61 kWh/100 mi
25 mpg
$1,333
$1,536
$21,250$203104.8 yearsGas, $20,034

What changes the answer

  • Gas price for a 6-year payback: $11.76.
  • Miles a year for a 6-year payback: 142,600.

What you give up

Recharge T8 eAWD PHEV Inscription Expression 7P vs T5 Momentum FWD: other differences
MeasurePlug-inGasChange
Horsepower400 hp250 hp+150 hp
Max towing5,000 lb4,000 lb+1,000 lb
Cargo, seats up34.1 cu ft34.1 cu ftabout the same
Cargo, seats down64.1 cu ft65.5 cu ft-1.4 cu ft

What this cannot tell you

Incentives, insurance, upkeep and resale are not included.

Your own mpg will differ.

How values are checked