2020 MINI Countryman plug-in hybrid vs gas: is the plug-in worth it?

Plug-in Hybrid Cooper SE ALL4 AWD vs Cooper SE ALL4 AWD

Yes. Cheaper to buy and to run.

$3,000less to buy

Plug-in: $3,000 less. Saves $193 a year.
12,000 miles a year. Gas $3.20. Electricity 17 cents a kWh. Plug-ins: 50% of miles on electricity.

Bars: total energy saving after each year. No price gap to pay back.

Every plug-in pair

2020 MINI Countryman plug-in hybrid vs gas: every pair
Pair	MSRP	Rating	Energy a year	Price gap	Saves a year	Payback	Ahead after 6 years
Cooper S E ALL4 AWD ALL4 Oxford AWD	$37,900 $30,400	29 mpg 27 mpg	Not established $1,422	N/A	N/A	N/A	N/A
Plug-in Hybrid Cooper SE ALL4 AWD Cooper SE ALL4 AWD	$37,900 $40,900	29 mpg, 46 kWh/100 mi 29 mpg	$1,131 $1,324	-$3,000	$193	None needed	Plug-in, $4,157

Plug-in Hybrid Cooper SE ALL4 AWD vs Cooper SE ALL4 AWD: other differences
Measure	Plug-in	Gas	Change
Cargo, seats up	17.6 cu ft	17.6 cu ft	about the same
Cargo, seats down	47.6 cu ft	17.2 cu ft	+30.4 cu ft

Incentives, insurance, upkeep and resale are not included.

Your own mpg will differ.