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What does a 2027 Rivian R1T cost to own a year?

Cost a year, all in, Premium AWD

$13,144 a year

Electricity
$931
Estimated from MPGe
Value loss
$8,624
Upkeep
$1,295
Insurance
$2,294
Median truck
$9,744
5 models, 2027

12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026). Electricity 18.19 cents a kWh.

Pick another car

FuelValue lossUpkeepInsurance2027 Rivian R1T Premium AWD$13,144Median truck, 5 models$9,744
Orange: fuel. Blues and grey: value loss, upkeep, insurance. Median car: total only, value loss at the AAA average.

Cost by trim

Source marks: two or more sources agree

2027 Rivian R1T: cost to own a year by trim
TrimRatingFuelValue lossUpkeepInsuranceTotal a year
Premium AWD79 MPGe$931$8,624$1,295$2,294$13,144
Performance AWD76 MPGe$968$8,624$1,295$2,294$13,181
Quad AWD76 MPGe$968$8,624$1,295$2,294$13,181

Value loss: AAA average for pickup EVs. This model has no used-value history for 5 years. Price: MSRP + destination, $81,885.

Upkeep and insurance: AAA, Your Driving Costs 2026 averages for pickup EVs. AAA source

What this cannot tell you

Loans add interest. Repairs, fees and tolls vary.

Insurance varies by driver and state.

How values are checked