What does a 2027 Kia Seltos cost to own a year?

Cost a year, all in, LX FWD

$7,181 a year

12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026).

Orange: fuel. Blues and grey: value loss, upkeep, insurance. Median car: total only, value loss at the AAA average.

Cost by trim

Source marks: two or more sources agree

2027 Kia Seltos: cost to own a year by trim
Trim	Rating	Fuel	Value loss	Upkeep	Insurance	Total a year
LX FWD	30 mpg	$1,740	$1,878	$1,394	$2,169	$7,181
S FWD	30 mpg	$1,740	$1,978	$1,394	$2,169	$7,281
LX AWD	28 mpg	$1,864	$1,999	$1,394	$2,169	$7,426
S AWD	28 mpg	$1,864	$2,098	$1,394	$2,169	$7,525
EX FWD	30 mpg	$1,740	$2,120	$1,394	$2,169	$7,423
X-Line S AWD	28 mpg	$1,864	$2,162	$1,394	$2,169	$7,589
EX AWD	28 mpg	$1,864	$2,240	$1,394	$2,169	$7,667
X-Line SX AWD	26 mpg	$2,008	$2,432	$1,394	$2,169	$8,003

Value loss: this model, KBB used values. 65% of the price kept after 5 years. Price: MSRP + destination, $26,485.

Upkeep and insurance: AAA, Your Driving Costs 2026 averages for subcompact SUVs. AAA source

Loans add interest. Repairs, fees and tolls vary.

Insurance varies by driver and state.