What does a 2027 BMW X1 cost to own a year?
Cost a year, all in, xDrive28i AWD
$10,157 a year
- Fuel
- $1,864
- Value loss
- $4,552
- Upkeep
- $1,447
- Insurance
- $2,294
- Median SUV
- $11,214
- 79 models, 2027
12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026).
Cost by trim
Source marks: two or more sources agree
| Trim | Rating | Fuel | Value loss | Upkeep | Insurance | Total a year |
|---|---|---|---|---|---|---|
| xDrive28i AWD | 28 mpg | $1,864 | $4,552 | $1,447 | $2,294 | $10,157 |
| M35i AWD | 27 mpg | $1,933 | $5,493 | $1,447 | $2,294 | $11,167 |
Value loss: this model, KBB used values. 49% of the price kept after 5 years. Price: MSRP + destination, $44,550.
Upkeep and insurance: AAA, Your Driving Costs 2026 averages for compact SUVs. AAA source
What this cannot tell you
Loans add interest. Repairs, fees and tolls vary.
Insurance varies by driver and state.
- Two or more sources agree
- One source
- Model-level or estimate
- Sources differ