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GizmoDriver

0% financing or a rebate on a 2026 Lexus LS?

Gap in total cost

$15,548

  • 0% wins by $15,548.
  • 0% APR: $1,588 a month, $105,237 total.
  • Rebate at 7.0%: $1,848 a month, $120,785 total.
  • The rebate wins below 0.8% APR.
  • 500 Heritage Edition AWD, $99,280 with destination.
  • Cheaper than 22% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$105kRebate, 7.0% APR$121k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Lexus LS: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
500 Heritage Edition AWD$99,280$1,588$1,848$105,237$120,7850% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked