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GizmoDriver

0% financing or a rebate on a 2025 BMW X4 M?

Gap in total cost

$12,117

  • 0% wins by $12,117.
  • 0% APR: $1,284 a month, $85,092 total.
  • Rebate at 7.0%: $1,486 a month, $97,208 total.
  • The rebate wins below 1.0% APR.
  • AWD, $80,275 with destination.
  • Cheaper than 18% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$85.1kRebate, 7.0% APR$97.2k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW X4 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$80,275$1,284$1,486$85,092$97,2080% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked