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0% financing or a rebate on a 2020 Toyota Avalon?

Gap in total cost

$4,280

  • 0% wins by $4,280.
  • 0% APR: $590 a month, $39,082 total.
  • Rebate at 7.0%: $661 a month, $43,362 total.
  • The rebate wins below 2.3% APR.
  • XLE FWD, $36,870 with destination.
  • Cheaper than 55% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$39.1kRebate, 7.0% APR$43.4k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Toyota Avalon: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
XLE FWD$36,870$590$661$39,082$43,3620% APR
Hybrid XLE FWD$37,995$608$683$40,275$44,7580% APR
XSE FWD$39,370$630$709$41,732$46,4640% APR
Hybrid XSE FWD$40,495$648$730$42,925$47,8590% APR
Limited FWD$43,170$691$781$45,760$51,1780% APR
TRD FWD$43,370$694$785$45,972$51,4260% APR
Touring FWD$43,570$697$789$46,184$51,6740% APR
Hybrid Limited FWD$44,295$709$802$46,953$52,5730% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked