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0% financing or a rebate on a 2020 Kia Forte5?

Gap in total cost

$1,051

  • 0% wins by $1,051.
  • 0% APR: $304 a month, $20,124 total.
  • Rebate at 7.0%: $321 a month, $21,175 total.
  • The rebate wins below 4.7% APR.
  • FE Manual, $18,985 with destination.
  • Cheaper than 92% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$20.1kRebate, 7.0% APR$21.2k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Forte5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
FE Manual$18,985$304$321$20,124$21,1750% APR
FE IVT$19,885$318$338$21,078$22,2920% APR
LXS IVT$20,385$326$348$21,608$22,9120% APR
GT-Line IVT$21,585$345$371$22,880$24,4010% APR
EX IVT$23,185$371$401$24,576$26,3860% APR
GT DCT$23,585$377$409$25,000$26,8820% APR
GT Manual$24,185$387$420$25,636$27,6260% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked