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0% financing or a rebate on a 2020 Kia Forte?

Gap in total cost

$1,027

  • 0% wins by $1,027.
  • 0% APR: $302 a month, $19,986 total.
  • Rebate at 7.0%: $319 a month, $21,014 total.
  • The rebate wins below 4.7% APR.
  • FE FWD, $18,855 with destination.
  • Cheaper than 92% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$20.0kRebate, 7.0% APR$21.0k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Forte: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
FE FWD$18,855$302$319$19,986$21,0140% APR
FE Manual FWD$18,855$302$319$19,986$21,0140% APR
FE IVT FWD$19,755$316$336$20,940$22,1300% APR
LXS FWD$20,255$324$345$21,470$22,7500% APR
LXS IVT FWD$20,255$324$345$21,470$22,7500% APR
GT-Line FWD$21,455$343$368$22,742$24,2390% APR
GT-Line IVT FWD$21,455$343$368$22,742$24,2390% APR
EX FWD$23,055$369$399$24,438$26,2240% APR
EX IVT FWD$23,055$369$399$24,438$26,2240% APR
GT DCT FWD$23,455$375$406$24,862$26,7200% APR
GT FWD$23,455$375$406$24,862$26,7200% APR
GT Manual FWD$24,055$385$418$25,498$27,4640% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked