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GizmoDriver

0% financing or a rebate on a 2020 Buick Encore?

Gap in total cost

$1,992

  • 0% wins by $1,992.
  • 0% APR: $387 a month, $25,647 total.
  • Rebate at 7.0%: $420 a month, $27,639 total.
  • The rebate wins below 3.6% APR.
  • FWD, $24,195 with destination.
  • Cheaper than 89% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$25.6kRebate, 7.0% APR$27.6k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Buick Encore: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
FWD$24,195$387$420$25,647$27,6390% APR
Preferred FWD$25,595$410$447$27,131$29,3760% APR
Preferred AWD$26,215$419$459$27,788$30,1450% APR
Sport Touring FWD$26,795$429$470$28,403$30,8640% APR
Sport Touring AWD$28,295$453$498$29,993$32,7250% APR
Essence FWD$30,295$485$536$32,113$35,2060% APR
Essence AWD$31,795$509$565$33,703$37,0670% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked