2026 RAM 3500 Chassis monthly payment by trim
Monthly payment, 2026 RAM 3500 Chassis
$924a month
- Tradesman Regular Cab RWD, 60 months, 10% down.
- Needs about $110,900 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Tradesman Regular Cab RWD | $48,605 MSRP only | $2,916 | $46,661 | $924 | $796 | $704 | $8,776 |
| Tradesman Regular Cab DRW RWD | $50,300 MSRP only | $3,018 | $48,288 | $956 | $823 | $729 | $9,082 |
| Tradesman Regular Cab LB DRW RWD | $50,505 MSRP only | $3,030 | $48,485 | $960 | $827 | $732 | $9,119 |
| Tradesman 4x2 Crew Cab 6'4" Box | $51,775 MSRP only | $3,107 | $49,704 | $984 | $847 | $750 | $9,348 |
| Tradesman Regular Cab 4WD | $52,140 MSRP only | $3,128 | $50,054 | $991 | $853 | $755 | $9,414 |
| Tradesman Regular Cab DRW 4WD | $53,835 MSRP only | $3,230 | $51,682 | $1,023 | $881 | $780 | $9,720 |
| Tradesman Crew Cab LB DRW RWD | $53,945 MSRP only | $3,237 | $51,787 | $1,025 | $883 | $782 | $9,740 |
| Tradesman Regular Cab LB DRW 4WD | $54,040 MSRP only | $3,242 | $51,878 | $1,027 | $884 | $783 | $9,757 |
| Tradesman 4x4 Crew Cab 6'4" Box | $54,705 MSRP only | $3,282 | $52,517 | $1,040 | $895 | $793 | $9,877 |
| Big Horn 4x2 Crew Cab 6'4" Box | $55,525 MSRP only | $3,332 | $53,304 | $1,055 | $909 | $805 | $10,025 |
| Lone Star 4x2 Crew Cab 6'4" Box | $55,525 MSRP only | $3,332 | $53,304 | $1,055 | $909 | $805 | $10,025 |
| Big Horn 4x2 Crew Cab 8' Box | $55,725 MSRP only | $3,344 | $53,496 | $1,059 | $912 | $807 | $10,061 |
| Lone Star 4x2 Crew Cab 8' Box | $55,725 MSRP only | $3,344 | $53,496 | $1,059 | $912 | $807 | $10,061 |
| Big Horn Regular Cab SB 4WD | $57,230 MSRP only | $3,434 | $54,941 | $1,088 | $937 | $829 | $10,333 |
| Tradesman Crew Cab LB DRW 4WD | $57,480 MSRP only | $3,449 | $55,181 | $1,093 | $941 | $833 | $10,378 |
| Big Horn 4x4 Crew Cab 6'4" Box | $58,455 MSRP only | $3,507 | $56,117 | $1,111 | $957 | $847 | $10,554 |
| Lone Star 4x4 Crew Cab 6'4" Box | $58,455 MSRP only | $3,507 | $56,117 | $1,111 | $957 | $847 | $10,554 |
| Lone Star 4x4 Crew Cab 8' Box | $58,655 MSRP only | $3,519 | $56,309 | $1,115 | $960 | $850 | $10,590 |
| Big Horn Regular Cab SB DRW 4WD | $58,925 MSRP only | $3,536 | $56,568 | $1,120 | $964 | $854 | $10,639 |
| Big Horn Regular Cab DRW 4WD | $59,130 MSRP only | $3,548 | $56,765 | $1,124 | $968 | $857 | $10,676 |
| Big Horn Crew Cab LB DRW 4WD | $62,570 MSRP only | $3,754 | $60,067 | $1,189 | $1,024 | $907 | $11,297 |
| Laramie 4x2 Crew Cab 6'4" Box | $63,610 MSRP only | $3,817 | $61,066 | $1,209 | $1,041 | $922 | $11,485 |
| Laramie 4x2 Crew Cab 8' Box | $63,810 MSRP only | $3,829 | $61,258 | $1,213 | $1,044 | $925 | $11,521 |
| Laramie 4x4 Crew Cab 6'4" Box | $66,540 MSRP only | $3,992 | $63,878 | $1,265 | $1,089 | $964 | $12,014 |
| Laramie 4x4 Crew Cab 8' Box | $66,740 MSRP only | $4,004 | $64,070 | $1,269 | $1,092 | $967 | $12,050 |
| Limited 4x2 Crew Cab 8' Box | $75,620 MSRP only | $4,537 | $72,595 | $1,437 | $1,238 | $1,096 | $13,653 |
| Limited 4x2 Crew Cab 6'4" Box | $75,910 MSRP only | $4,555 | $72,874 | $1,443 | $1,242 | $1,100 | $13,705 |
| Limited 4x4 Crew Cab 8' Box | $78,550 MSRP only | $4,713 | $75,408 | $1,493 | $1,286 | $1,138 | $14,182 |
| Limited 4x4 Crew Cab 6'4" Box | $78,840 MSRP only | $4,730 | $75,686 | $1,499 | $1,290 | $1,142 | $14,234 |
| Laramie 4x4 Mega Cab 6'4" Box | $81,050 MSRP only | $4,863 | $77,808 | $1,541 | $1,327 | $1,174 | $14,633 |
| Limited 4x4 Mega Cab 6'4" Box | $93,350 MSRP only | $5,601 | $89,616 | $1,775 | $1,528 | $1,353 | $16,854 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $924 | $110,900 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,001 | $120,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree