2026 MINI Cooper monthly payment by trim
Monthly payment, 2026 MINI Cooper
$583a month
- C 2-Door Hatchback FWD, 60 months, 10% down.
- Needs about $70,000 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| C 2-Door Hatchback FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| C Signature Trim 2-door Hatchback | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| Cooper C 2-Door Oxford Edition Hatchback FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| Hardtop 2 Door Cooper FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| Hardtop 2 Door Cooper Oxford Edition FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| Hardtop 2 Door Cooper Signature FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| Oxford Edition 2-Door Hatchback FWD | $30,675 | $1,841 | $29,448 | $583 | $502 | $444 | $5,538 |
| C 4-Door Hatchback FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| C Signature Trim 4-Door Hatchback FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Cooper C 4-Door Oxford Edition Hatchback FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Hardtop 4 Door Cooper FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Hardtop 4 Door Cooper Oxford Edition FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Hardtop 4 Door Cooper Signature FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Oxford Edition 4-Door Hatchback FWD | $31,675 | $1,901 | $30,408 | $602 | $518 | $459 | $5,719 |
| Hardtop 2 Door Cooper S FWD | $33,975 | $2,039 | $32,616 | $646 | $556 | $492 | $6,134 |
| Hardtop 2 Door Cooper S Signature FWD | $33,975 | $2,039 | $32,616 | $646 | $556 | $492 | $6,134 |
| S FWD | $33,975 | $2,039 | $32,616 | $646 | $556 | $492 | $6,134 |
| S Signature Trim 2-door Hatchback | $33,975 | $2,039 | $32,616 | $646 | $556 | $492 | $6,134 |
| Hardtop 4 Door Cooper S FWD | $34,975 | $2,099 | $33,576 | $665 | $572 | $507 | $6,315 |
| Hardtop 4 Door Cooper S Signature FWD | $34,975 | $2,099 | $33,576 | $665 | $572 | $507 | $6,315 |
| S 4-Door Hatchback FWD | $34,975 | $2,099 | $33,576 | $665 | $572 | $507 | $6,315 |
| S Signature Trim 4-door Hatchback | $34,975 | $2,099 | $33,576 | $665 | $572 | $507 | $6,315 |
| C Convertible FWD | $35,775 | $2,147 | $34,344 | $680 | $586 | $518 | $6,459 |
| C Signature Trim Convertible FWD | $35,775 | $2,147 | $34,344 | $680 | $586 | $518 | $6,459 |
| Cooper FWD | $35,775 | $2,147 | $34,344 | $680 | $586 | $518 | $6,459 |
| Cooper Signature FWD | $35,775 | $2,147 | $34,344 | $680 | $586 | $518 | $6,459 |
| Cooper S FWD | $39,075 | $2,345 | $37,512 | $743 | $640 | $566 | $7,055 |
| S Signature FWD | $39,075 | $2,345 | $37,512 | $743 | $640 | $566 | $7,055 |
| John Cooper Works 2-Door Hatchback FWD | $40,075 | $2,405 | $38,472 | $762 | $656 | $581 | $7,236 |
| John Cooper Works Signature Trim 2-Door Hatchback FWD | $40,075 | $2,405 | $38,472 | $762 | $656 | $581 | $7,236 |
| Convertible John Cooper Works FWD | $45,775 | $2,747 | $43,944 | $870 | $749 | $663 | $8,265 |
| John Cooper Works Signature Convertible FWD | $45,775 | $2,747 | $43,944 | $870 | $749 | $663 | $8,265 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $583 | $70,000 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $632 | $75,800 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree