2026 Kia Seltos monthly payment by trim
Monthly payment, 2026 Kia Seltos
$481a month
- LX FWD, 60 months, 10% down.
- Needs about $57,700 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| LX FWD | $25,285 | $1,517 | $24,274 | $481 | $414 | $366 | $4,565 |
| LX AWD | $26,485 | $1,589 | $25,426 | $503 | $433 | $384 | $4,782 |
| S FWD | $26,985 | $1,619 | $25,906 | $513 | $442 | $391 | $4,872 |
| EX FWD | $27,985 | $1,679 | $26,866 | $532 | $458 | $405 | $5,053 |
| S AWD | $28,485 | $1,709 | $27,346 | $541 | $466 | $413 | $5,143 |
| EX AWD | $30,185 | $1,811 | $28,978 | $574 | $494 | $437 | $5,450 |
| SX AWD | $32,985 | $1,979 | $31,666 | $627 | $540 | $478 | $5,955 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $481 | $57,700 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $521 | $62,500 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree