2026 Ford Transit Cargo monthly payment by trim
Monthly payment, 2026 Ford Transit Cargo
$920a month
- 150 Low Roof RWD, 60 months, 10% down.
- Needs about $110,400 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| 150 Low Roof RWD | $48,400 MSRP only | $2,904 | $46,464 | $920 | $792 | $701 | $8,739 |
| Van T-150 130" Low Rf 8800 GVWR RWD | $48,400 MSRP only | $2,904 | $46,464 | $920 | $792 | $701 | $8,739 |
| 250 Low Roof RWD | $49,400 MSRP only | $2,964 | $47,424 | $939 | $809 | $716 | $8,919 |
| Van T-250 130" Low Rf 9150 GVWR RWD | $49,400 MSRP only | $2,964 | $47,424 | $939 | $809 | $716 | $8,919 |
| 150 Low Roof LB RWD | $49,800 MSRP only | $2,988 | $47,808 | $947 | $815 | $722 | $8,991 |
| Van T-150 148" Low Rf 8800 GVWR RWD | $49,800 MSRP only | $2,988 | $47,808 | $947 | $815 | $722 | $8,991 |
| 350 Low Roof RWD | $50,600 MSRP only | $3,036 | $48,576 | $962 | $828 | $733 | $9,136 |
| Van T-350 130" Low Rf 9500 GVWR RWD | $50,600 MSRP only | $3,036 | $48,576 | $962 | $828 | $733 | $9,136 |
| 150 Medium Roof LB RWD | $50,800 MSRP only | $3,048 | $48,768 | $966 | $831 | $736 | $9,172 |
| 250 Low Roof LB RWD | $50,800 MSRP only | $3,048 | $48,768 | $966 | $831 | $736 | $9,172 |
| Van T-150 148" Med Rf 8800 GVWR RWD | $50,800 MSRP only | $3,048 | $48,768 | $966 | $831 | $736 | $9,172 |
| Van T-250 148" Low Rf 9150 GVWR RWD | $50,800 MSRP only | $3,048 | $48,768 | $966 | $831 | $736 | $9,172 |
| 250 Medium Roof LB RWD | $51,800 MSRP only | $3,108 | $49,728 | $985 | $848 | $751 | $9,352 |
| Van T-250 148" Med Rf 9150 GVWR RWD | $51,800 MSRP only | $3,108 | $49,728 | $985 | $848 | $751 | $9,352 |
| 350 Low Roof LB RWD | $52,000 MSRP only | $3,120 | $49,920 | $988 | $851 | $753 | $9,389 |
| 350HD Low Roof LB RWD | $52,000 MSRP only | $3,120 | $49,920 | $988 | $851 | $753 | $9,389 |
| Van T-350 148" Low Rf 9500 GVWR RWD | $52,000 MSRP only | $3,120 | $49,920 | $988 | $851 | $753 | $9,389 |
| 150 Low Roof AWD | $52,300 MSRP only | $3,138 | $50,208 | $994 | $856 | $758 | $9,443 |
| Van T-150 130" Low Rf 8800 GVWR AWD | $52,300 MSRP only | $3,138 | $50,208 | $994 | $856 | $758 | $9,443 |
| 250 High Roof LB RWD | $52,800 MSRP only | $3,168 | $50,688 | $1,004 | $864 | $765 | $9,533 |
| Van T-250 148" Hi Rf 9150 GVWR RWD | $52,800 MSRP only | $3,168 | $50,688 | $1,004 | $864 | $765 | $9,533 |
| 350 Medium Roof LB RWD | $53,000 MSRP only | $3,180 | $50,880 | $1,007 | $867 | $768 | $9,569 |
| 350HD Medium Roof LB RWD | $53,000 MSRP only | $3,180 | $50,880 | $1,007 | $867 | $768 | $9,569 |
| Van T-350 148" Med Rf 9500 GVWR RWD | $53,000 MSRP only | $3,180 | $50,880 | $1,007 | $867 | $768 | $9,569 |
| 250 Low Roof AWD | $53,300 MSRP only | $3,198 | $51,168 | $1,013 | $872 | $772 | $9,623 |
| Van T-250 130" Low Rf 9150 GVWR AWD | $53,300 MSRP only | $3,198 | $51,168 | $1,013 | $872 | $772 | $9,623 |
| 150 Low Roof LB AWD | $53,700 MSRP only | $3,222 | $51,552 | $1,021 | $879 | $778 | $9,695 |
| Van T-150 148" Low Rf 8800 GVWR AWD | $53,700 MSRP only | $3,222 | $51,552 | $1,021 | $879 | $778 | $9,695 |
| 250 High Roof Extended LB RWD | $54,000 MSRP only | $3,240 | $51,840 | $1,026 | $884 | $782 | $9,750 |
| 350 High Roof LB RWD | $54,000 MSRP only | $3,240 | $51,840 | $1,026 | $884 | $782 | $9,750 |
| 350HD High Roof LB RWD | $54,000 MSRP only | $3,240 | $51,840 | $1,026 | $884 | $782 | $9,750 |
| Van T-250 148" EL Hi Rf 9150 GVWR RWD | $54,000 MSRP only | $3,240 | $51,840 | $1,026 | $884 | $782 | $9,750 |
| Van T-350 148" Hi Rf 9500 GVWR RWD | $54,000 MSRP only | $3,240 | $51,840 | $1,026 | $884 | $782 | $9,750 |
| 350 Low Roof AWD | $54,500 MSRP only | $3,270 | $52,320 | $1,036 | $892 | $790 | $9,840 |
| Van T-350 130" Low Rf 9500 GVWR AWD | $54,500 MSRP only | $3,270 | $52,320 | $1,036 | $892 | $790 | $9,840 |
| 150 Medium Roof LB AWD | $54,700 MSRP only | $3,282 | $52,512 | $1,040 | $895 | $793 | $9,876 |
| 250 Low Roof LB AWD | $54,700 MSRP only | $3,282 | $52,512 | $1,040 | $895 | $793 | $9,876 |
| Van T-150 148" Med Rf 8800 GVWR AWD | $54,700 MSRP only | $3,282 | $52,512 | $1,040 | $895 | $793 | $9,876 |
| Van T-250 148" Low Rf 9150 GVWR AWD | $54,700 MSRP only | $3,282 | $52,512 | $1,040 | $895 | $793 | $9,876 |
| 350 High Roof Extended LB RWD | $55,200 MSRP only | $3,312 | $52,992 | $1,049 | $903 | $800 | $9,966 |
| 350HD High Roof Extended LB RWD | $55,200 MSRP only | $3,312 | $52,992 | $1,049 | $903 | $800 | $9,966 |
| Van T-350 148" EL Hi Rf 9500 GVWR RWD | $55,200 MSRP only | $3,312 | $52,992 | $1,049 | $903 | $800 | $9,966 |
| 250 Medium Roof LB AWD | $55,700 MSRP only | $3,342 | $53,472 | $1,059 | $912 | $807 | $10,057 |
| Van T-250 148" Med Rf 9150 GVWR AWD | $55,700 MSRP only | $3,342 | $53,472 | $1,059 | $912 | $807 | $10,057 |
| 350 HD 9950 GVWR High Roof Extended LB DRW RWD | $55,800 MSRP only | $3,348 | $53,568 | $1,061 | $913 | $808 | $10,075 |
| Van T-350 HD 148" EL Hi Rf 9950 GVWR DRW RWD | $55,800 MSRP only | $3,348 | $53,568 | $1,061 | $913 | $808 | $10,075 |
| 350 Low Roof LB AWD | $55,900 MSRP only | $3,354 | $53,664 | $1,063 | $915 | $810 | $10,093 |
| 350HD Low Roof LB AWD | $55,900 MSRP only | $3,354 | $53,664 | $1,063 | $915 | $810 | $10,093 |
| Van T-350 148" Low Rf 9500 GVWR AWD | $55,900 MSRP only | $3,354 | $53,664 | $1,063 | $915 | $810 | $10,093 |
| 250 High Roof LB AWD | $56,700 MSRP only | $3,402 | $54,432 | $1,078 | $928 | $822 | $10,237 |
| Van T-250 148" Hi Rf 9150 GVWR AWD | $56,700 MSRP only | $3,402 | $54,432 | $1,078 | $928 | $822 | $10,237 |
| 350 Medium LB Roof AWD | $56,900 MSRP only | $3,414 | $54,624 | $1,082 | $931 | $824 | $10,273 |
| 350HD Medium Roof LB AWD | $56,900 MSRP only | $3,414 | $54,624 | $1,082 | $931 | $824 | $10,273 |
| Van T-350 148" Med Rf 9950 GVWR AWD | $56,900 MSRP only | $3,414 | $54,624 | $1,082 | $931 | $824 | $10,273 |
| 250 High Roof Extended LB AWD | $57,900 MSRP only | $3,474 | $55,584 | $1,101 | $948 | $839 | $10,454 |
| 350 High Roof LB AWD | $57,900 MSRP only | $3,474 | $55,584 | $1,101 | $948 | $839 | $10,454 |
| 350HD High Roof LB AWD | $57,900 MSRP only | $3,474 | $55,584 | $1,101 | $948 | $839 | $10,454 |
| Van T-250 148" EL Hi Rf 9150 GVWR AWD | $57,900 MSRP only | $3,474 | $55,584 | $1,101 | $948 | $839 | $10,454 |
| Van T-350 148" Hi Rf 9500 GVWR AWD | $57,900 MSRP only | $3,474 | $55,584 | $1,101 | $948 | $839 | $10,454 |
| 350 High Roof Extended LB AWD | $59,100 MSRP only | $3,546 | $56,736 | $1,123 | $967 | $856 | $10,670 |
| 350HD High Roof Extended LB AWD | $59,100 MSRP only | $3,546 | $56,736 | $1,123 | $967 | $856 | $10,670 |
| Van T-350 148" EL Hi Rf 9500 GVWR AWD | $59,100 MSRP only | $3,546 | $56,736 | $1,123 | $967 | $856 | $10,670 |
| 350 HD 9950 GVWR High Roof Extended LB DRW AWD | $60,100 MSRP only | $3,606 | $57,696 | $1,142 | $984 | $871 | $10,851 |
| Van T-350 HD 148" EL Hi Rf 9950 GVWR DRW AWD | $60,100 MSRP only | $3,606 | $57,696 | $1,142 | $984 | $871 | $10,851 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $920 | $110,400 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $997 | $119,600 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree