2026 BMW Z4 monthly payment by trim
Monthly payment, 2026 BMW Z4
$1,066a month
- sDrive30i RWD, 60 months, 10% down.
- Needs about $128,000 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| sDrive30i RWD | $56,100 MSRP only | $3,366 | $53,856 | $1,066 | $918 | $813 | $10,129 |
| M40i RWD | $68,400 MSRP only | $4,104 | $65,664 | $1,300 | $1,120 | $991 | $12,350 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,066 | $128,000 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,155 | $138,600 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree