2026 BMW M4 monthly payment by trim
Monthly payment, 2026 BMW M4
$1,588a month
- Base Style RWD, 60 months, 10% down.
- Needs about $190,600 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Base Style RWD | $83,550 | $5,013 | $80,208 | $1,588 | $1,367 | $1,211 | $15,085 |
| Coupe RWD | $83,550 | $5,013 | $80,208 | $1,588 | $1,367 | $1,211 | $15,085 |
| Competition Coupe RWD | $87,750 | $5,265 | $84,240 | $1,668 | $1,436 | $1,271 | $15,843 |
| Competition RWD | $87,750 | $5,265 | $84,240 | $1,668 | $1,436 | $1,271 | $15,843 |
| Competition xDrive AWD | $87,750 | $5,265 | $84,240 | $1,668 | $1,436 | $1,271 | $15,843 |
| Competition xDrive Coupe | $92,850 | $5,571 | $89,136 | $1,765 | $1,520 | $1,345 | $16,764 |
| Competition xDrive Convertible AWD | $99,750 | $5,985 | $95,760 | $1,896 | $1,633 | $1,445 | $18,010 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,588 | $190,600 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,721 | $206,500 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree