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2026 BMW 5 Series monthly payment by trim

Monthly payment, 2026 BMW 5 Series

$1,178a month

  • 530i RWD, 60 months, 10% down.
  • Needs about $141,300 a year.

Pick another car

10% down. 7.0% APR. 60 months. 6% tax.

530i RWD$1,178530i xDrive AWD$1,221540i xDrive AWD$1,314550e xDrive AWD$1,463
4 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2026 BMW 5 Series monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
530i RWD$61,950$3,717$59,472$1,178$1,014$898$11,185
530i xDrive AWD$64,250$3,855$61,680$1,221$1,052$931$11,600
540i xDrive AWD$69,150$4,149$66,384$1,314$1,132$1,002$12,485
550e xDrive AWD$76,950$4,617$73,872$1,463$1,259$1,115$13,893

Salary needed

Salary needed for the 530i RWD
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$1,178$141,300
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,276$153,100

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked