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GizmoDriver

0% financing or a rebate on a 2026 Rolls-Royce Spectre?

Gap in total cost

$69,436

  • 0% wins by $69,436.
  • 0% APR: $6,364 a month, $421,615 total.
  • Rebate at 7.0%: $7,521 a month, $491,051 total.
  • The rebate wins below 0.2% APR.
  • AWD, $397,750 with destination.
  • Cheaper than 10% of 31 coupes (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$422kRebate, 7.0% APR$491k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Rolls-Royce Spectre: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$397,750$6,364$7,521$421,615$491,0510% APR
Black Badge AWD$467,750$7,484$8,852$495,815$577,8900% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked