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0% financing or a rebate on a 2026 Rolls-Royce Black Badge Cullinan?

Gap in total cost

$86,588

  • 0% wins by $86,588.
  • 0% APR: $7,884 a month, $522,315 total.
  • Rebate at 7.0%: $9,327 a month, $608,903 total.
  • The rebate wins below 0.2% APR.
  • AWD, $492,750 with destination.
  • Cheaper than 0% of 176 SUVs (2026) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$522kRebate, 7.0% APR$609k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Rolls-Royce Black Badge Cullinan: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$492,750$7,884$9,327$522,315$608,9030% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked