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0% financing or a rebate on a 2026 Kia Sportage?

Gap in total cost

$3,092

  • 0% wins by $3,092.
  • 0% APR: $485 a month, $32,102 total.
  • Rebate at 7.0%: $536 a month, $35,194 total.
  • The rebate wins below 2.8% APR.
  • LX FWD, $30,285 with destination.
  • Cheaper than 91% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$32.1kRebate, 7.0% APR$35.2k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Kia Sportage: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$30,285$485$536$32,102$35,1940% APR
Hybrid LX FWD$31,985$512$568$33,904$37,3030% APR
EX FWD$32,085$513$570$34,010$37,4270% APR
LX AWD$32,085$513$570$34,010$37,4270% APR
EX AWD$33,885$542$604$35,918$39,6600% APR
Hybrid S AWD$34,285$549$612$36,342$40,1560% APR
X-Line AWD$34,585$553$618$36,660$40,5280% APR
Hybrid EX AWD$35,285$565$631$37,402$41,3960% APR
SX FWD$35,885$574$643$38,038$42,1410% APR
Hybrid X-Line AWD$37,185$595$667$39,416$43,7530% APR
SX Prestige FWD$37,885$606$681$40,158$44,6220% APR
SX-Prestige FWD$37,885$606$681$40,158$44,6220% APR
SX-Prestige AWD$39,685$635$715$42,066$46,8550% APR
X-Pro Prestige AWD$41,185$659$743$43,656$48,7150% APR
Plug-in Hybrid X-Line AWD$41,985$672$758$44,504$49,7080% APR
Hybrid SX-Prestige AWD$42,085$673$760$44,610$49,8320% APR
Plug-in Hybrid X-Line Prestige AWD$48,685$779$886$51,606$58,0200% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked