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0% financing or a rebate on a 2026 Hyundai Ioniq 5?

Gap in total cost

$3,943

  • 0% wins by $3,943.
  • 0% APR: $560 a month, $37,100 total.
  • Rebate at 7.0%: $626 a month, $41,043 total.
  • The rebate wins below 2.4% APR.
  • SE Standard Range RWD, $35,000 with destination.
  • Cheaper than 78% of 176 SUVs (2026) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$37.1kRebate, 7.0% APR$41.0k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Hyundai Ioniq 5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SE Standard Range RWD$35,000$560$626$37,100$41,0430% APR
SE RWD$37,500$600$673$39,750$44,1440% APR
SEL RWD$39,800$637$717$42,188$46,9980% APR
SE AWD$41,000$656$740$43,460$48,4860% APR
SEL AWD$43,300$693$783$45,898$51,3400% APR
Limited RWD$45,075$721$817$47,780$53,5420% APR
XRT AWD$46,275$740$840$49,052$55,0300% APR
XRT w/Tow Hitch AWD$46,725$748$849$49,529$55,5890% APR
Limited AWD$48,975$784$891$51,914$58,3800% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked