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0% financing or a rebate on a 2020 Buick Encore GX?

Gap in total cost

$2,155

  • 0% wins by $2,155.
  • 0% APR: $402 a month, $26,601 total.
  • Rebate at 7.0%: $437 a month, $28,755 total.
  • The rebate wins below 3.5% APR.
  • Preferred FWD, $25,095 with destination.
  • Cheaper than 85% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$26.6kRebate, 7.0% APR$28.8k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Buick Encore GX: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Preferred FWD$25,095$402$437$26,601$28,7550% APR
Select FWD$26,695$427$468$28,297$30,7400% APR
Preferred AWD$27,095$434$475$28,721$31,2360% APR
Select AWD$28,695$459$506$30,417$33,2210% APR
Essence FWD$29,495$472$521$31,265$34,2140% APR
Essence AWD$31,495$504$559$33,385$36,6950% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked